Susquehanna Valley Federal Credit Union
Private Student Loan

Rates as low as 3.14%*

Susquehanna Valley Federal Credit Union

Federal loans not enough to cover the cost of your college education? The Private Student Loan available through Susquehanna Valley Federal Credit Union can be the answer to your funding needs.

Main Program Features

  • Borrow as little as $2,000 or as much as $30,000 per year. $120,000 lifetime maximum **
  • Choose between making interest payments or a nominal $25 "Proactive Payment" towards the loan while in school
  • Use our private student loan to pay for qualified education expenses such as tuition, books, room/board, computers and even past due tuition bills!
  • Quick approval once we receive your completed application

Student Benefits

  • Origination fee is 1.00% for all qualified student borrowers****
  • Easy application process
  • Competitive Interest Rates
  • 30 Day No-Fee Return Policy allows you to cancel the loan if you find a better option.

Eligibility & Credit Requirements

  • Borrower must be enrolled in an approved school and pursuing a degree program on at-least a halftime basis
  • Borrower must be a member or join Susquehanna Valley Federal Credit Union during the online application process
  • Borrower and cosigner must be a U.S. citizen or permanent resident
  • Students are encouraged to apply with a creditworthy cosigner for a better chance of approval and/or lower interest rate

Applying with a cosigner is highly recommended to qualify for lower rates!

* APR = Annual Percentage Rate. Rates and terms based on credit criteria and are all subject to change. Please call any of the Credit Union's offices for current interest rates and policies. See credit union for current rate and fee schedule.
** Program Limits. Certain requirements apply.
*** Subject to Credit Union approval. Certain requirements apply.
**** A qualified student is one who is enrolled in an undergraduate or graduate degree seeking program at least half-time at an eligible school and who has met the underwriting criteria for loan approval.

Susquehanna Valley Federal Credit Union
Loan Consolidation Program

Variable Rates Ranging From: PRIME + 2.0% - 4.5%

Low Rates, Great Benefits, Apply Today!

  • Simplify Your Finances with one easy monthly payment
  • Interest-Only Repayment Option up to 4 years for eligible borrowers followed by 11 years of principal + interest repayment
  • Cosigner Release Available after 24 consecutive on-time principal & interest payments
  • Lower Payment and Competitive Rate possible with a 15 year loan repayment option

Are you a candidate for a Private Student Loan Consolidation?

The ideal candidate for Private Student Loan Consolidation has:

  • $7500 - $125,000 in private student loan debt
  • Reliable, steady income of at least $2,000 gross per month
  • US citizenship

Private Student Loan Consolidation is available to borrowers who are carrying private student loan debt.

Federal student loans cannot be consolidated with the Private Student Loan Consolidation. If you are seeking a federal student loan consolidation, you can learn more details about the process here: http://www.loanconsolidation.ed.gov/

Start Now »
Start Now »